Disclosures

BerkelyCare is a Division of Affinity Insurance Services, Inc. in all states except: Aon Direct Administrators in CA; AIS Affinity Insurance Agency, Inc. in OK; and AIS Affinity Agency in NH and NY.

BerkelyCare, Berkely Agency, and ARM Coverage are divisions of Affinity Insurance Services, Inc. in all states except: AIS Affinity Insurance Agency, Inc. in CA/MN/OK; and AIS Affinity Insurance Agency in NH and NY.

Contact us:
Affinity Insurance Services, Inc.
The Berkely Group
Corporate Marketing Department
100 Garden City Plaza
Garden City, NY 11530

For each visitor to our web site, our web server automatically recognizes only the domain name, not the e-mail address (where possible).

We collect only the domain name; the e-mail addresses of those who communicate with us via e-mail; aggregate information on what pages consumers visit; and information volunteered by the consumer, such as quote requests, survey information and/or site registrations.

The information we collect is not shared with other organizations for commercial purposes. All information that we collect will be used to:

• Provide insurance quotes requested by consumers, based on the information that they have supplied.
• Maintain communication with prospective customers in order to provide information on new products, services or upcoming events.
• Improve the content of our web site and to notify consumers about updates to our web site.

If you do not wish to receive e-mail, phone calls and/ or mailings from us in the future, please write to us at the above address. Please be sure to include your name, mailing address, phone and email address, and we will be sure you are removed from the list

© 2003 The Berkely Group - Affinity Insurance Services, Inc.  All rights reserved.

We make no representations about the suitability of the content of this site for any purpose. All content is provided "as is" without any warranty of any kind.

WE HAVE NOT MADE AND DO NOT MAKE ANY WARRANTY OF ANY KIND WHATEVER, EXPRESS OR IMPLIED, WITH RESPECT TO THE CONTENTS OF THIS SITE; AND ALL IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE ARE HEREBY DISCLAIMED. WE WILL NOT BE LIABLE TO ANYONE WITH RESPECT TO ANY DAMAGES, LOSS OR CLAIM WHATSOEVER, NO MATTER HOW OCCASIONED, IN CONNECTION WITH ACCESS TO OR USE OF THE CONTENTS OF THIS SITE. IN NO EVENT SHALL WE BE LIABLE FOR ANY SPECIAL, INDIRECT, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION INCLUDING BUT NOT LIMITED TO CONTRACT OR NEGLIGENCE OR OTHER TORTIOUS ACTIONS, ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING OR DISPLAY OF THE CONTENT.

While we believe the content to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and we do not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. At any time and from time to time we may make changes in the products and/or services described herein, however, we make no commitment to update the information and expressly disclaim liability for errors or omissions in it.

Berkely Arm is committed to the highest level of integrity in all our dealings with our clients. This commitment extends to any personal information about you that we might possess or acquire. At Berkely Arm, we are dedicated to providing you with the highest quality of service, support, and products while taking appropriate actions and safeguards to protect your personal information.

Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing non-public personal information about you with a non-affiliated third party unless the institution provides you with a notice of its privacy policies and practices, including the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of Berkely Arm.
GLBA further requires that we inform you of your right to prevent us from sharing your non-public personal information with a non-affiliated third party for any purpose that is not specifically authorized by law. Your right to prevent us from sharing your non-public personal information with a non-affiliated third party for a purpose that is not specifically authorized by law is called your right to "opt-out" of such information sharing.

OUR PRIVACY POLICY

1. Information we collect:

We collect non-public personal information about you from the following sources:
Information about your transactions with us, our affiliates and others (e.g., insurance coverage selections and premiums,).
Any other information we are allowed to collect by law.
 

2. Information we may disclose to affiliated and non-affiliated third parties:

We also may disclose information about our customers and former customers to affiliates and non-affiliated third parties as permitted by law.
 

3. Non-affiliated third parties to whom we are permitted to disclose non-public personal information:

We are permitted to disclose non-public personal information about you, such as we have described above, to the following types of third parties that perform services on our behalf or with whom we have joint marketing agreements:

Other third parties that perform services for us that are necessary to effect, administer or enforce your transaction with us (e.g., underwriters, claims representatives, agents and brokers).
Financial institutions, such as insurance providers.

We also may disclose non-public personal information about our customers and former customers to non-affiliated third parties as permitted by law.
 

4. Notification of your right to opt-out of certain disclosures:

In the future, if we decide to disclose the information we collect about you, as described above, for purposes other than those described above, which are expressly permitted by GLBA and federal and state regulations implementing GLBA, we will give you an opportunity to opt-out of such disclosures; that is, we will give you the opportunity to direct us not to make those disclosures.

SAFEGUARDING AND MAINTAINING PERSONAL INFORMATION
We restrict access to non-public personal information about you, which we hold, to those employees and others who need to know that information to provide products or services to you. Their right to further use the non-public personal information about you is limited by our employee code of conduct, applicable law and non-disclosure agreements where appropriate. We maintain physical, electronic and procedural safeguards that comply with applicable regulatory standards to guard your non-public personal information.

© 2003 The Berkely Group